We offer flexible long-term financial solutions for retirement and investment purposes including Mortgage/Income Protection, Annuities, and Index Universal Life.

Financial Solutions To Fit Your Needs

The value of Annuity, Investments, and Mortgage Protection.

An Annuity may be right for you if:

  • You’re nearing retirement age or you’re already retired - Now you need a steady retirement income.
  • You’d like to minimize the taxes you pay on your investment earnings - You don’t need the money right now. So, you’re looking for a way to accumulate funds while deferring tax payments.
  • You’re looking to have your money work hard for you- Your interested in a investment with a potential for higher returns without taking the risk of the market lows.


Annuities can help address one of your fundamental concerns: Outliving your savings. They offer you guaranteed lifetime income payments*, which may give you freedom to fulfill your retirement dreams and help with your financial peace of mind. They also give you flexibility to use your cash however you choose.

Two basic types of annuities

  • Income Annuities - Income annuities can provide you a guaranteed*, reliable income stream that you can’t outlive. If you’re nearing retirement age or are already retired, income annuities can help supplement your income through a series of payments throughout your lifetime or for a specific period of time.
  • Deferred Annuities - Deferred annuities can help you accumulate assets for retirement by offering you a fixed rate of return and tax-deferred growth. And with deferred annuities, your investment will never decline in value.

Investing is great for:

  • Individuals - Whether you're just starting out or starting a new chapter in life, objective financial advice can help you feel confident about what you're working toward and how you can get there.
  • Families - Retirement, college, careers, insurance, soccer games - Lifes expenses can be a lot to balance! Work with a trusted licensed professional who can help customize a financial strategy unique to you and your kingdom.
  • Business Owners - From business valuations, group investment plans to succession plans, an agent can help you fine-tune your strategy to guide you and your employees.


What are your long-term goals? How should you balance competing goals, like saving for retirement, your forever home and college?

Advice to help you plan for what matters most.

The value we place on our customer relationships, along with the products and services we offer, provide us the opportunity to help you customize a strategy tailored specifically to you.

Mortgage Protection Benefits:

  • Private Mortgage Insurance (PMI) protects the risk to the lender of a loan default, so you can qualify for a loan that you might not otherwise be able to obtain. PMI covers the lender but who is covering you?
  • Some mortgage protection insurance policies will make mortgage payments or other household expenses on your behalf — usually for a limited time — if you become disabled or lose your job.


A cash-value life insurance policy can help you pay off your mortgage early, reduce interest paid, and ensure that your family can remain in your home should something happen to you.


Insure Me Now-Niccole is designed to offer a wide variety of life, health & sickness products from a long list of top-rated carriers in the country. This allows our agents to help families find the best products to meet their unique needs.


Insure Me Now-Niccole makes the families we protect and the families of our agents our number one priority.

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