Life Insurance Solutions To Meet Your Needs
Today’s families are concerned about the bigger picture: healthcare costs, retirement readiness, and protecting their family’s quality of life. That’s why we’re committed to helping provide holistic solutions designed to help people achieve a lifetime of financial security.
Whole life coverage may be right if you:
WHOLE LIFE INSURANCE
Whole life insurance is a type of permanent life insurance coverage designed to provide protection for your family by locking in benefits that help pay for end-of-life expenses. These policies also have the opportunity to earn cash dividends to be accessed now. Whole life is available for individuals between the ages of 45-85 (in NY, ages 50 to 75) only.
Whole life is a common option among retirees, pre-retirees, and anyone age 45-85 who wants reliable, permanent protection.
Term life coverage may be right if you:
TERM LIFE INSURANCE
Term life is a common option for newlyweds, young parents, young professionals, working individuals, and homeowners.
Term insurance protects families for a specific length of time (or “term”) and typically offers lower premiums compared to permanent life insurance options. Term policies can be a great option for business owners, young families on a budget, or older clients that need affordable life insurance.
Universal Life coverage may be right if you:
UNIVERSAL LIFE INSURANCE
Universal Life is permanent, flexible insurance coverage. It includes the opportunity to adjust the premium and the death benefit, as well as accumulate cash value on a tax-deferred basis.
Universal life insurance can help protect a family's standard of living or help fund a child's education in the event of the death of the insured. The Universal Life policies also offer options to change death benefit amounts or adjust premium payments within certain limitations.
Accidental Death coverage may be right if you:
ACCIDENTAL DEATH INSURANCE
Accidental death insurance provides financial support for your loved ones if you die in a covered accident. It’s available for anyone between the ages of 18-70; because this is guaranteed protection, you cannot be turned down if you qualify based on age.
A better strategy for all:
FINAL EXPENSE INSURANCE
Unlike an inheritance, final expenses are something no one wants to pass on to loved ones. Final Expense coverage can help take care of end-of-life expenses, so when the time comes, loved ones can focus on family- not finances. An added feature to these policies is the option to earn cash value accumulation that can be accessed readily for emergencies.
Insure Me Now-Niccole is designed to offer a wide variety of life, health & sickness products from a long list of top-rated carriers in the country. This allows our agents to help families find the best products to meet their unique needs.
INSURE ME NOW-NICCOLE
Insure Me Now-Niccole makes the families we protect and the families of our agents our number one priority.
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